Insurance

Insurance companies know that juries can be unpredictable. They also know that catastrophic injuries from a car, truck, or motorcycle crash can lead to verdicts far beyond a standard policy. Yet, they often refuse reasonable settlement offers, gambling with their own client’s financial future to save a few thousand dollars. They hope that you...

Nearly every U.S. state mandates liability insurance for drivers, yet a surprising number of people still don’t know what it actually covers or how much they need. According to the Insurance Research Council, roughly one in eight drivers in the U.S. is uninsured. Even more are underinsured, relying on basic liability coverage without understanding...

Colorado law requires every driver to carry auto insurance with at least a minimal amount of liability coverage. In a fault-based state like Colorado, a driver who causes a car accident in Denver is on the hook for paying the damages. In a perfect world, this system would work fine, and the answers to...

When filing a claim after an accident, you might feel anxious about dealing with insurance adjusters. Perhaps you have heard stories or rumors suggesting that adjusters don’t act in a claimant’s best interests. But is there truth to these claims? Do insurance adjusters ever act in bad faith? Unfortunately, the answer is that adjusters...

Suffering a traumatic brain injury (TBI) is a life-altering experience riddled with physical, emotional, and financial upheaval. The complex world of insurance claims can further complicate things, often leaving victims and their families grappling with settlements that severely undervalue their suffering. As a TBI victim or family member, you can protect your rights by...

After suffering an injury, victims often find themselves amid complex and overwhelming insurance claims involving adjusters, paperwork, and settlement offers. One common question during this process is, "Do I have the right to refuse the insurance company's offer?" Simply put, yes. You can refuse an initial settlement offer, as it may not cover the...