Who Is Liable for a Truck Accident?Request Free Consultation
A truck accident can turn a routine drive into a calamity in the blink of an eye, leaving you with a wrecked vehicle, physical injuries, or worse.
As the bills for your accident come in, you may ask, “Who is liable for a truck accident?”
The answer determines who will pay for the associated damages, including medical expenses, lost income, and pain and suffering.
Liability in truck accidents can involve driver behaviors, trucking company procedures, vehicle manufacturing defects, and the actions of other parties. An experienced Denver truck accident lawyer can provide valuable insight into the ins and outs of truck accident liability.
Understanding the Basics of Truck Accidents
Truck accidents are more complex than car accidents due to the size and weight of the vehicles, the regulations governing their operation, and the potential for devastating injuries. Federal and state laws establish standards that those in the commercial trucking industry must meet, and these often determine who must pay for an accident.
Determining liability can entail piecing together evidence, understanding trucking regulations, and reconstructing the accident scene.
You need legal guidance to determine liability and recover the significant compensation for long-term medical care and other associated costs.
Parties Potentially Liable in Truck Accidents
Collisions involving trucks may involve more than one party, making it challenging to determine liability. Depending on the circumstances, the potentially responsible parties in a truck accident include:
The Truck Driver
Texting while driving, which is a primary cause of distracted driving accidents, is an example of truck driver negligence. You can hold a driver who operated the vehicle under the influence of alcohol or drugs or falsified their logbook to cover up Hours of Service violations accountable. If a driver ignores traffic laws and regulations, including speeding or failing to stop at a stop sign or red light, and that negligence leads to an accident, the driver may bear liability.
The Trucking Company
The trucking company may bear or share liability for a truck accident. These companies have a duty of care to their drivers and others who share the roads with them. You can hold them liable for an accident when they violate that duty and ignore regulations that protect drivers and passengers.
Examples of truck company negligence include:
- Failing to thoroughly evaluate drivers before hiring them: Trucking companies should conduct background checks to establish a driver’s history before employing them.
- Failing to adequately maintain their vehicles: Trucking companies must meet strict regulations regarding the maintenance and repairs of their vehicles. This includes evaluating trucks before and after each run and ensuring they receive the necessary upkeep.
- Forcing drivers to violate Hours of Service regulations: Companies may push their drivers to ignore the hours they can reasonably spend on the road, causing driver fatigue.
- Failing to properly monitor drivers: Trucking companies that neglect to maintain driver records may not notice if they commit violations or cause accidents.
- Employing a dangerous driver: Trucking companies may retain drivers who have caused multiple accidents, committed safety violations, or failed to meet the necessary health standards to continue driving.
A trucking company that fails to train its drivers properly, pressures them into overworking, or ignores maintenance requirements could face liability for an accident resulting from that negligence. If they knowingly allow a driver with a poor driving record or a history of substance abuse to operate their vehicle, you can hold them responsible.
The Truck Manufacturer
You can hold truck manufacturers liable if a defective part or system in the truck caused the accident. Product liability laws hold manufacturers, suppliers, and retailers responsible for designing and releasing dangerous or defective products.
You can hold truck manufacturers responsible for damaged or defective components. If a truck’s braking system fails due to a manufacturing defect, for example, or a design flaw causes the truck to roll over, you can hold the manufacturer liable.
You can hold third parties like cargo loading companies, maintenance providers, or other negligent drivers liable in a truck accident.
The overloading or uneven cargo distribution can make a truck unstable, leading to a crash. If a maintenance company improperly repairs or fails to identify a mechanical problem with the truck, they could face liability.
Another driver’s reckless behavior may force a truck into a dangerous situation, making them responsible. A thorough investigation of all contributing factors can identify third parties who bear or share liability for an incident.
The Legal Consequences of Liability in Truck Accidents
You must establish fault in truck accidents to file an insurance claim and determine who must pay for your damages. A truck accident lawyer who understands the claims process and potential legal consequences can protect your rights and successfully navigate a truck accident case.
Potential Legal Consequences
The responsible party must typically pay for the damages resulting from the accident. This can include compensation for medical costs, lost income, property damage, and noneconomic damages, such as pain and suffering.
Insurance and Covering Liability
Liability insurance plays a critical role in protecting individuals who suffer injuries in accidents involving trucks. The at-fault party must generally compensate the victim through their insurance coverage.
The insurance company must pay the victim’s damages up to the policy limit. Insurance companies often try to minimize payouts to protect their bottom lines. They may dispute liability or the award amount, so you need experienced legal counsel to ensure fair treatment and adequate compensation.
The terms of the insurance coverage can also dictate how much a victim can recover. Trucking companies must carry substantially higher liability insurance coverage than standard vehicle drivers due to the potentially catastrophic damage that these large vehicles can cause. Victims are more likely to receive full compensation for their losses if the trucking company bears liability.
The Possibility of a Lawsuit and Potential Outcomes
You may need to sue if the insurance coverage won’t pay for all of your injuries or if the liable party disputes the claim.
Victims seeking justice and compensation must establish liability in a truck accident case. In the intricate world of truck accident liability, an experienced lawyer can handle your case efficiently and navigate any challenges.
Hire a Truck Accident Lawyer to Handle Your Claim
If you suffered injuries in a trucking incident, a skilled Denver personal injury lawyer can establish liability and seek the compensation you deserve. Contact an attorney as soon as possible after your accident.