What to Do with Mystery Medical Bill
If you have received a mystery medical bill from a party you don’t know, read on
If you have been injured in an accident, you could receive bills from a number of different parties. If someone you don’t know sends you a mystery medical bill, know what to do.
Understand the Source of the Bill
After an accident, many parties could potentially take part in your medical care. A bill from an unknown source could be the result of:
Before you write a check to pay any mystery medical bill, first understand who sent it and why. You can call the facility for more information before taking any next steps. Then contact your insurance provider to discuss what you actually owe.
You can also consult with an attorney to determine if the bill is legitimate and if insurance or another party should hold responsibility for the charges.
Colorado Law Protects You
In 2006, Colorado legislators passed Senate Bill 06-213 to protect consumers from balance bills. If you received care at an in-network facility, you should not owe on a balance bill — even if an out-of-network provider performed the care.
However, the law does not prevent providers from sending these type of bills, so people receive them all the time. If you do receive a balance bill, do not automatically write a check.
Other Steps to Take
As you review the medical bills from your accident, take time to understand your rights and responsibilities:
Finally, consult with an attorney. If you believe you have been treated unfairly by any medical providers or by your insurance company, contact an attorney for a consultation to determine your rights.
If you have been injured in an accident and have questions about insurance coverage and medical bills, contact us. Initial consultations are always free.
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