Colorado consumers purchase insurance to protect their families, their investments, and their way of life. They dutifully pay premiums, fully anticipating that, when the need arises, the insurance company will gladly come to their aid by paying a claim and helping them get their lives back on track. However, this is not always the case. Many insurance companies make a common practice of delaying or denying claims and then justifying their decisions.
It is the duty of an insurance provider to pay a legitimate claim, and when they fail in this duty, they are guilty of acting in bad faith. An insurance companies’ duty of good faith practices to their customers include, a timely investigation of the claim, open and consistent communication concerning the claim, and finally prompt payment or a prompt denial of the claim with a discernable explanation for denial or any modification of the claim.
Insurance companies are in business to make money. Therefore, providers instruct their adjusters on methods of minimizing payouts to claimants. Adjusters are often directed to refuse compensation, use delay tactics to stall the claims process, confuse clients with legal jargon, or purposely offer a settlement far below the true value of the claim.
Most often, after suffering a personal injury due to another’s negligence, you will have to deal with the other party’s insurance company and adjuster. They will attempt to rush you through the process of settling to prevent you from obtaining any further compensation for your injury. Never sign any document they offer or accept a check before first consulting with an experienced Longmont personal injury attorney.
We have developed an impressive track record of assisting those individuals who have been denied by their insurance provider or the negligent party’s provider. And we are not afraid of taking on even the largest of corporations. Injury victims collect an average of 40% more money simply by conferring with an attorney about their legal rights and an average of 3 & 1/2 times more money prior to legal fees if they hire an attorney. Insurance companies know this, and will say anything to discourage you from hiring one
If your insurance company is giving you the runaround, refusing to return phone calls, or has denied your claim unfairly it is important that you contact an experienced and qualified Longmont insurance dispute attorney immediately. We handle bad faith claims in Longmont, Denver-metro area, and throughout all of Colorado. If you suspect your insurer is acting in bad faith, contact us to schedule a no-obligation consultation. We understand how complicated coverage disputes are, and our attorneys are committed to providing you with the best possible legal remedy for your situation.
For a free initial consultation with Fuicelli & Lee, PC, send us an e-mail or call (720) 494-0444. You pay nothing unless you receive a financial settlement or award. It is simply the mission of every Longmont insurance dispute attorney on the Fuicelli & Lee team to provide the best service possible.
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Mr. Fuicelli is very accessible which is extremely important just in case you have a question or important information to pass along to him. He stays on top of your case with complete dedication and always updates you with information pertinent to your case.